Sean Letcher is a shadow of his former self.

Fifteen long years in the debt collection game, spending his days hounding people for unpaid bills and loans, left him shattered.

“In short – we are treated like slaves, like utter garbage,” he says.

He has decided to speak publicly about what he saw in the private debt collection sector – and the shortcomings of a regulatory system he describes as “pitiful” and “a joke” – because he believes the average Australian would be…