The claim: Debt is ‘invalidated’ if collector does not respond to verification letter in 30 days
A March 21 Facebook video (direct link, archive link) shows a woman explaining a way of supposedly getting rid of debt sought by collection agencies.
“So you Google something called a debt verification letter, you send it off, they have 30 days to respond,” the woman says. “If they don’t respond, it’s invalidated.”
She then asserts that “most of the time” collection agencies respond by saying,…
